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Bicycle Finance & Layby

All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.

At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.

Zip Money »

A better way to pay, you fill out a simple application and can start shopping with no interest and no additional credit cards.

  • No deposit
  • Up to 12 months interest free
  • Up to $3000 credit
  • One off $25 sign-up fee on 12 month contracts only
  • Admin fee of $4.95 per month is payable only if balance is owing

99 Bikes Layby »

If one of the finance packages available doesn't suit you, we also offer in-store lay-by which is a great option for purchasing a new bike for Christmas.

  • 3 month terms
  • 20% deposit
  • No interest and no start-up fees apply
  • You can take your items once they're fully paid for