Bike Finance & Layby

Bike Finance & Layby

All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.

At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.


Ride now, pay later with simple, fast and flexible payment solutions from Zip.

  • Want it, create your account in moments and select Zip at checkout.
  • Get it, we pay the store you get the goods, nothing to pay today.
  • own it, choose how you pay us back over time, up to 6 months interest free.

Apply Now

99 Bikes Layby


If finance doesn't suit you, we also offer in store layby which is a great option for purchasing a new bike for Christmas.

  • 3 month terms.
  • 20% deposit.
  • No interest and no start-up fees apply.
  • You can take your items once they're fully paid for.

More Info